A financial plan enables you to meet your immediate and your future financial needs.
A financial plan will match your goals and objectives with strategies that enable your existing resources to be utilised in a more effective way.
A financial plan will take into account the following:
- Your existing assets and liabilities.
- Your current saving ability.
- Your retirement savings and superannuation.
- Your current tax position.
- Your insurance policies.
- Current investments.
- Your wills and estate planning.
- Centrelink entitlements.
The financial plan will incorporate your goals and objectives with strategies in the following areas:
Gearing, managed funds, savings plans, shares.
Superannuation, allocated pension, Centrelink, complying annuities, salary sacrificing, taxation, estate planning.
Life insurance, income insurance, disability insurance, business insurance.
Minimising income tax, tax managed investments, gearing, and salary sacrifice.
It is essential once you have a plan in place to review it every six months. A WealthRite adviser will review the plan to ensure that you are not paying unnecessary tax, suffering poor investment returns or inadequate protection for the family. The review service will project your future position with updated reports on your current portfolio. Our aim is to keep you on track.
Contact us to arrange a free initial appointment with a WealthRite adviser in your area.